Terms of Use

PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS WEBSITE AND OTHER DIGITAL ASSETS. Your use of the Company’s services and this site are also governed by our Privacy Policy, Disclaimer and Refund policies for this Site. By using this this website as well as all related websites and other digital assets operated by Krautbauer Enterprises, LLC dba Susan Krautbauer Consulting, you signify your consent to these terms of use. If you do not agree to these policies, please do not use the website.

Your access to and use of this website, as well as all related websites operated by Krautbauer Enterprises LLC dba Susan Krautbauer Consulting (which includes susankrautbauer.com or kickstartyourcomeback.com, purpose2impact.com, or kickstartlive.com, among others) (collectively the “Site”) is subject to the following terms and conditions (“Terms of Use”) and all applicable laws. By accessing and browsing the Site, you accept, without limitation or qualification, the Terms of Use and acknowledge that any other agreements between you and the Site are superseded and of no force or effect:

You agree that the Site itself, as well as all content, videos, training materials, products, services and/or other materials, made available on the Site by us or other third parties, as well as the look and feel of all of the foregoing, (collectively referred to as the “Content”) are maintained for your personal use and information by Krautbauer Enterprises, LLC dba Susan Krautbauer Consulting (the “Company”) and are the property of the Company and/or its third party providers. You agree that such Company Content shall include all proprietary videos, HTML/CSS, Javascript, graphics, voice, and sound recordings, artwork, photos, documents, and text as well as all other materials included in the Site, excluding only the materials you provide. Subject to your compliance with these Terms of Use, the Company hereby grants you a limited license, which is non-exclusive, non-transferable, and non-sublicensable, to access, view, and use the Site solely for your personal purposes. No Company Content may be copied, reproduced, republished, uploaded, posted, transmitted, distributed, used for public or commercial purposes, or downloaded in any way unless written permission is expressly granted by the Company. Modification of the Content or use of the Content for any other purpose is a violation of the copyright and other proprietary rights of the Company, as well as other authors who created the materials, and may be subject to monetary damages and penalties. You may not distribute, modify, transmit or use the content of the Site or any Content, including any and all software, tools, graphics and/or sound files, for public or commercial purposes without the express written permission of the Company.

All Content, such as text, data, graphics files, videos and sound files, and other materials contained in the Site, are copyrighted unless otherwise noted and are the property of the Company and/or a supplier to the Company. No such materials may be used except as provided in these Terms of Use.

All trade names, trademarks, and images and biographical information of people used in the Company Content and contained in the Site, including without limitation the name and trademark “©SusanKrautbauer or ©SusanKrautbauer.com, Midtrepreneur™, Purpose 2 Impact™, Kickstart Your Comeback™" Asssess My Biz™, Biz Builder™, COMPASS Method™ (Crush, Overcome, Mindset, Prepare, Affirm, Shift and Sustain) and others are either the property of, or used with permission by, the Company. The use of Content by you is strictly prohibited unless specifically permitted by these Terms of Use. Any unauthorized use of Content may violate the copyright, trademark, and other proprietary rights of the Company and/or third parties, as well as the laws of privacy and publicity, and other regulations and statutes. Nothing contained in this Agreement or in the Site shall be construed as granting, by implication or otherwise, any license or right to use any Trademark or other proprietary information without the express written consent of the Company or third party owner. The Company respects the copyright, trademark and all other intellectual property rights of others. The Company has the right, but has no obligation, to remove content and accounts containing materials that it deems, in its sole discretion, to be unlawful, offensive, threatening, libelous, defamatory, pornographic, obscene or otherwise objectionable or violates any party’s intellectual property or these Terms of Use. If you believe that your intellectual property rights are being violated and/or that any work belonging to you has been reproduced on the Site or in any Content in any way, you may notify Company at info@susankrautbauer.com. Please provide your name and contact information, the nature of your work and how it is being violated, all relevant copyright and/or trademark registration information, the location/URL of the violation, and any other information you believe is relevant.

While the Company uses reasonable efforts to include accurate and up-to-date information in the Site, the Company makes no warranties or representations as to its accuracy. The Company assumes no liability or responsibility for any errors or omissions in the content of the Site.

When you register with the Company and/or this Site, you expressly consent to receive any notices, announcements, agreements, disclosures, reports, documents, communications concerning new products or services, or other records or correspondence from the Company. You consent to receive notices electronically by way of transmitting the notice to you by email.

If you send comments or suggestions about the Site to the Company, including, but not limited to, notes, text, drawings, images, designs or computer programs, such submissions shall become, and shall remain, the sole property of the Company. No submission shall be subject to any obligation of confidence on the part of the Company. The Company shall exclusively own all rights to (including intellectual property rights thereto), and shall be entitled to unrestricted use, publication, and dissemination as to all such submissions for any purpose, commercial or otherwise without any acknowledgment or compensation to you.

The Company shall use commercially reasonable efforts to restrict unauthorized access to our data and files. However no system whether or not password protected can be entirely impenetrable. You acknowledge that it may be possible for an unauthorized third party to access, view, copy, modify, or distribute the data and files you store using the Site. Use of the Site is completely at your own risk.

Webinars, Workshops, Courses, and Digital Products.

All rights, title, and interest (including copyrights and other intellectual property rights) in Krautbauer Enterprises, LLC dba Susan Krautbauer Consulting (“the Company”) online webinar, workshop, or course offerings, related educational and informative content, materials, (written or digital), and services (“Digital Content”) belong to the Company and/or its third party contributors.


The Company owns or licenses all such Digital Content. The Company retains all rights in the Digital Content, including without limitation all copyright and other intellectual and proprietary rights worldwide, in all forms and media. You may not use the Digital Content except as expressly permitted under these terms (“Webinar Terms of Use”) and our general website Terms and Conditions.

The trademarks, service marks and logos (including the name Krautbauer Enterprises, LLC dba Susan Krautbauer Consulting, and the names of our speakers and their respective organizations displayed on any Digital Content) belong to the Company and others. You should not construe anything on such Digital Content as granting, by implication, estoppel or otherwise, any license or right to use any trademark displayed on any Digital Content, without the prior written permission of the trademark owner.

You acknowledge and agree that by registering for and logging on to an online webinar, workshop, event, virtual meeting, or course offerings, the participant agrees to the following conditions:

▪️Where personal information is disclosed by the participant to the Company, the Company shall only use that personal information in accordance with the Susan Krautbauer Consulting privacy policy.

▪️The participant should be aware that any information disclosed by them as part of the online webinar, workshop, event, virtual meeting, or course may be seen, heard, or read by the other participants.

▪️The Company may record the online event, including any comments or input from the participants during the online event and make this recording available public replay. A recording disclosure, whether written, verbal or systemically announced by the platform (e.g. Zoom), will be announced prior to the start of the recorded meeting.

▪️By joining an online event, you are consenting to be recorded. If you prefer not to be recorded, you will need to leave the meeting and request access to the replay recording from the host after the event has concluded.

The Company grants you a limited license to access and make personal use of the Digital Content, subject to the Webinar Terms of Use, our website Terms and Conditions and any other terms and conditions provided at the time of registration for the applicable webinar or event.

You may view, copy, or print the Digital or Webinar Content or portions thereof as follows:

▪️You will use such Digital or Webinar Content or materials for internal, personal, non-commercial, educational or informational purposes only.

▪️You will not modify, edit, or prepare derivative works based on the Digital or Webinar Content or related materials and content for any purpose without the prior written permission of an authorized representative of the Company.

▪️You will not copy, distribute, modify, transmit, reuse, repost, or otherwise display material from the Digital or Webinar Content for commercial or public purpose without the prior written permission of an authorized representative of the Company.

▪️You will prominently display the Company’s copyright notice as provided in connection with the applicable materials (e.g., (“© [YEAR PROVIDED] Susan Krautbauer Consulting, all rights reserved”) or otherwise (“© Susan Krautbauer Consulting, all rights reserved”) on and in connection with any permitted use of the Digital or Webinar Content or portions thereof.

▪️You will comply with all applicable laws, rules, and regulations while accessing or using the Digital or Webinar Content or services. Also, users are directed to respect the rights and dignity of others.

You acknowledge and agree that you, not the Company, are responsible for obtaining and maintaining all telecommunications, broadband, and computer hardware, equipment and services needed to access and use the Digital or Webinar Content, and you are responsible for all related charges.

We may terminate your use of the Digital or Webinar Content, our website, and/or services for any conduct that we consider to be inappropriate, or if you breach these Webinar Terms of Use or our website Terms and Conditions, including the restrictions listed above.

USE OF THE DIGITAL AND WEBINAR CONTENT IS AT YOUR OWN RISK. THIS WEBINAR AND ALL DIGITAL CONTENT ARE PROVIDED “AS IS”. WE DO NOT MAKE, AND EXPRESSLY DISCLAIM, ANY REPRESENTATIONS, WARRANTIES, COVENANTS AND CONDITIONS, EXPRESS OR IMPLIED, INCLUDING ANY EXPRESS OR IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, QUALITY, FREEDOM FROM DEFECTS OR THAT DEFECTS WILL BE CORRECTED, UNINTERRUPTED, VIRUS-FREE OR ERROR-FREE USE OF THE WEBINAR AND ALL DIGITAL CONTENT, OR ACCURACY, CURRENCY, RELIABILITY, OR COMPLETENESS RELATING TO THE WEBINAR OR DIGITAL CONTENT.

The Company will not be liable for any technical problems, system failures and malfunctions, communication line failures, equipment or software failures or malfunctions, system access issues, system capacity issues, high Internet traffic demand, security breaches and unauthorized access relating to the Webinar or Digital Content, and you agree not to hold or seek to hold Krautbauer Enterprises, LLC dba Susan Krautbauer Consulting, liable.

We do not represent, warrant or guarantee that you will be able to access or use our Webinar or Digital Content at all times or locations of your choosing.

Accessibility Statement.

Krautbauer Enterprises, LLC dba Susan Krautbauer Consulting strives to ensure that its services are accessible to people with disabilities. Krautbauer Enterprises, LLC dba Susan Krautbauer Consulting has invested a significant amount of resources to help ensure that its website, as well as all related websites, is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.

The Company makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server. The software allows The Company to improve its compliance with the Web Content Accessibility Guidelines (WCAG 2.1).

▪️Enabling the Accessibility Menu. The accessibility menu can be enabled either by hitting the tab key when the page first loads or by clicking the accessibility menu icon that appears on the corner of the page. After triggering the accessibility menu, please wait a moment for the accessibility menu to load in its entirety.

▪️Accessibility Disclaimer. Susan Krautbauer Consulting LLC continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.

▪️Maintenance. In an ongoing effort to continually improve and remediate accessibility issues, we also regularly scan this website, as well as all related websites and subdomains of susankrautbauer.com, with UserWay's <a href="https://UserWay.org/scanner" title="Free Website Accessibility Scanner">Accessibility Scanner</a> to identify and fix every possible accessibility barrier on our site.

▪️Disclaimer. Despite our efforts to make all pages and content on this website, as well as all related websites and subdomains of susankrautbauer.com fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.

▪️Here For You. If you are experiencing difficulty with any content ont his website, as well as all related websites and subdomains of susankrautbauer.com or require assistance with any part of our site, please contact us during normal business hours as detailed below and we will be happy to assist.

▪️Contact Us. If you wish to report an accessibility issue, have any questions or need assistance, please contact Susan Krautbauer Consulting LLC Customer Support as follows:

Email: help@susankrautbauer.com

Phone: +01 (952) 900-6011

SMS Texting, Chat BOT Terms & Conditions.

Krautbauer Enterprises, LLC dba Susan Krautbauer Consulting (“the Company”) offers subscription text message programs (also known as subscription SMS programs). We also offer subscription automated online messaging functionality, also known as a Chat BOT. Our customers and/or visitors of may enroll in these programs in a variety of ways; for example, by texting a specific keyword to a mobile short code, by filling out and submitting a form on the Site, or in connection with enrolling in one of our online courses.

We also offer one-time text messages. You will not be enrolled in any recurring text message program or text message “mailing list” without your specific opt-in consent. Individuals may text a keyword to us and receive one-time information on a certain topic. The Company adheres to A2P 10DLC Compliance protocols. A2P 10DLC refers to a system in the United States that allows businesses to send Application-to-Person (A2P) type messaging via standard 10-digit long code (10DLC) phone numbers.

We also offer interactive messages using automated online messaging functionality. By engaging with the automated online messaging functionality, also referred to as a Chat BOT, conversational agent, virtual assistant, or conversational interface, that may be present on our websites, learning management systems, or online communities, you hereby accept and acknowledge the following terms and conditions:

▪️ Usage and Understanding: The Chat BOT may utilize various Artificial Intelligence (AI) technologies and interfaces to respond to user queries and facilitate interactions. Your engagement with the Chat BOT does not enroll you in any messaging program or text message "mailing list" unless you expressly opt-in during the initial interaction.

▪️ User Responsibility and Information Accuracy: While we strive to provide accurate and timely information, we do not guarantee the precision, reliability, or correctness of the answers provided by the Chat BOT. You, the user, are responsible for validating and verifying any information provided by the Chat BOT before making decisions or taking actions based on such information. Individuals may type a keyword into the BOT to receive one-time information on a specific topic. However, the user is responsible for interpreting and using this information wisely and correctly.

▪️ Limitation of Liability: The Company and its associates are not liable for any inaccuracies, errors, or omissions in the information provided by the Chat BOT, nor for any actions taken by users based on this information. We do not assume responsibility for any consequential, indirect, or direct damages arising from interactions with the Chat BOT or the use of information provided therein.

▪️ Privacy and Consent: We respect your privacy and are committed to protecting your personal data. Any information provided or collected through the Chat BOT will be handled with utmost care. By utilizing the Chat BOT, you consent to the processing and use of your data as per our Privacy Policy, which can be accessed here.

By continuing to use the Chat BOT and other digital interfaces utilized by the Company, you agree to these terms and conditions in full. If you disagree with these terms or require further clarification, please refrain from using the Chat BOT or any other automated online messaging functionality and contact our Customer Support directly by emailing us at support@susankrautbauer.com.

Following your optin for enrollment to one of our text, Chat BOT, or online message programs, please note you may opt-out of these communications at any time, and your consent to receive marketing text messages or communication through a Chat BOT is not required to purchase any goods or services from us. Message frequency varies.

We are committed to building user trust and confidence by promoting and complying with the use of business practices that help protect the privacy of the customer and their data. For more information, you can view a copy of our privacy policy online.

We do not have a separate charge for this service; however, message and data rates may apply from your mobile carrier. Subject to the terms and conditions of your mobile carrier, you may receive text messages sent to your mobile phone. Participation in our text message programs are standard rated (no premium content).

By providing your consent to participate in our text message programs, you approve any such charges from your mobile carrier. Charges for text messages may appear on your mobile phone bill or be deducted from your prepaid balance. We reserve the right to terminate our text message services, in whole or in part, at any time without notice. The information in any message may be subject to certain time lags and/or delays. You are responsible for managing the types of text messages you receive. If you have any questions or need help, email support info@susankrautbauer.com.

To stop receiving text messages from us, text STOP to the number you were texted from. By enrolling in this subscription program, you consent that following such a request to unsubscribe, you may receive one (1) final message from us confirming that you have been inactivated in our system. Following such confirmation message (if applicable), no additional text messages will be sent unless you re-activate your subscription.

We may use an automatic dialing system to deliver text messages to you. The Federal Communications Commission defines an “automatic telephone dialing system” or autodialer as equipment that has the capacity to store or produce telephone numbers to be called and to call such numbers. 47 C.F.R. § 64.1200. By your subscription to either, or both, the one-time text message program or the subscription text message program, you give your consent to us to use an automatic dialing system to deliver text messages to the telephone or cell phone number to which you have directed us to transmit these text messages. As mentioned previously, the Company adheres to A2P 10DLC Compliance protocol.

United States Participating Carriers include (but are not limited to) the following:

ACS/Alaska, Allied Wireless, All West Wireless, Amerilink Wireless, Alltel, Arch Wireless, AT&T, Bluegrass Cellular, Boost, Cambridge, Cellcom, Cellone Nation, Cellular One of Montana, Cellular One of NE PA, C-Spire Wireless, Central Wireless, Chat Mobility, Cincinnati Bell, Cricket, Dobson Cellular, DTC Wireless, ECIT, East Kentucky Network, Edge Wireless, Element Mobile, FMTC, GCI Communications, Illinois Valley Cellular, Immix/Keystone Wireless, Inland Cellular, Iowa Wireless, iWireless, MetroPCS, Metrocall US, Mid-Tex Cellular, Midwest Wireless, Nex-Tech Wireless, NNTC Wireless, North Coast PCS, Northwest Missouri Cellular Ntelos, Pacific Bell, Panhandle Wireless, Pioneer Cellular, Plateau Wireless, Pocket Wireless, Qwest Wireless, Revol, Rural Cell, Silver Star PCS, Simmetry, Snake River PCS, South Central, Southwestern Bell, Suncom, Syringa Wireless, Triton PCS, Sprint, T-Mobile, UBET Wireless, Unicel, United Wireless, US Cellular, Verizon Wireless, Verizon Mobile US, Viaero Wireless, Virgin Mobile US, West Central Wireless, Western Wireless. Additional carriers may be added or removed without notice.

Canada Participating Carriers include (but are not limited to) the following:

Aliant Mobility, Bell Mobility, Fido, Globalive, Koodo, Lynx Mobile, Mobilicity, MTS, NorthernTel Mobility, Primus Wireless, Rogers Wireless, SaskTel Mobility, Tbaytel, Télébec Mobilité, TELUS Mobility, Vidéotron, Virgin Mobile Canada, WIND Mobile. Additional carriers may be added or removed without notice.

Earnings And Income Disclaimer.

Krautbauer Enterprises dba Susan Krautbauer Consulting (“the Company”) can not and does not make any guarantees about your ability to get results or earn any money with our ideas, information, tools, or strategies. What we can guarantee is your satisfaction with our training. We give you a 14-day 100% satisfaction guarantee on the products we sell, so if you are not happy for any reason with the quality of our training, just ask for your money back. You should know that all products and services by our company are for educational and informational purposes only. Nothing on this page, any of our websites, or any of our content or curriculum is a promise or guarantee of results or future earnings, and we do not offer any legal, medical, tax or other professional advice. Any financial numbers referenced here, or on any of our sites, are illustrative of concepts only and should not be considered average earnings, exact earnings, or promises for actual or future performance. Use caution and always consult your accountant, lawyer or professional advisor before acting on this or any information related to a lifestyle change or your business or finances. You alone are responsible and accountable for your decisions, actions and results in life, and by your registration here you agree not to attempt to hold us liable for your decisions, actions or results, at any time, under any circumstance.

The Company will not intentionally disclose any personally identifying information about you to third parties, except where the Company, in good faith, believes such disclosure is necessary to comply with the law or enforce these Terms of Use. By using the Site, you signify your acceptance of the Company’s Privacy Policy. If you do not agree with this Privacy Policy, in whole or part, please do not use this Site.

NEITHER THE COMPANY NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR MAINTAINING THE SITE AND/OR ANY CONTENT ON THE SITE SHALL BE LIABLE UNDER ANY CIRCUMSTANCES FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, INDIRECT, OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO OR USE OF THE SITE. WITHOUT LIMITING THE FOREGOING, ALL CONTENT ON THE SITE IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THE COMPANY DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OF THE MATERIALS IN THE SITE, THE RESULTS OF THE USE OF SUCH MATERIALS, THE SUITABILITY OF SUCH MATERIALS FOR ANY USER’S NEEDS OR THE LIKELIHOOD THAT THEIR USE WILL MEET ANY USER’S EXPECTATIONS, OR THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR CORRECTION. THE COMPANY LIKEWISE DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS OR GUARANTEES THAT YOU WILL EARN ANY MONEY USING THE SITE OR THE COMPANY’S TECHNOLOGY OR SERVICES. YOU ACCEPT ALL RESPONSIBILITY FOR EVALUATING YOUR OWN EARNING POTENTIAL AS WELL AS EXECUTING YOUR OWN BUSINESS AND SERVICES. YOUR EARNING POTENTIAL IS ENTIRELY DEPENDENT ON YOUR OWN PRODUCTS, IDEAS, TECHNIQUES; YOUR EXECUTION OF YOUR BUSINESS PLAN; THE TIME YOU DEVOTE TO THE PROGRAM, IDEAS AND TECHNIQUES OFFERED AND UTILIZED; AS WELL AS YOUR FINANCES, YOUR KNOWLEDGE AND YOUR SKILL. SINCE THESE FACTORS DIFFER AMONG ALL INDIVIDUALS, THE COMPANY CANNOT AND DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS OR GUARANTEES REGARDING YOUR SUCCESS OR INCOME LEVEL. THE COMPANY DOES NOT WARRANT THAT USE OF THE MATERIALS WILL BE UNINTERRUPTED OR ERROR FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE, THE CONTENT, AND/OR THE MATERIALS AVAILABLE ON THIS SITE ARE FREE FROM BUGS OR VIRUSES OR OTHER HARMFUL COMPONENTS. YOU ASSUME ALL RESPONSIBILITY FOR THE COST OF ALL NECESSARY REPAIRS OR CORRECTIONS. THE COMPANY SHALL NOT BE RESPONSIBLE FOR ANY PERFORMANCE OR SERVICE PROBLEMS CAUSED BY ANY THIRD PARTY WEBSITE OR THIRD PARTY SERVICE PROVIDER. ANY SUCH PROBLEM SHALL BE GOVERNED SOLELY BY THE AGREEMENT BETWEEN YOU AND THAT PROVIDER. Please note that the applicable jurisdiction may not allow the exclusion of implied warranties. Some of the above exclusions may thus not apply to you.

THE COMPANY SHALL NOT BE RESPONSIBLE FOR ANY PERFORMANCE OR SERVICE PROBLEMS CAUSED BY ANY THIRD PARTY WEBSITE OR THIRD PARTY SERVICE PROVIDER (including, for example, your web service provider service, Stripe payment services, your software and/or any updates or upgrades to that software). ANY SUCH PROBLEM SHALL BE GOVERNED SOLELY BY THE AGREEMENT BETWEEN YOU AND THAT PROVIDER. THE COMPANY RESERVES THE RIGHT TO DETERMINE, IN ITS SOLE DISCRETION, WHETHER THE COMPANY IS RESPONSIBLE FOR ANY SUCH MALFUNCTION OR DISRUPTION. THE COMPANY ALSO RESERVES THE RIGHT TO LIMIT YOUR USE OF THE SITE AND/OR THE CONTENT OR TO TERMINATE YOUR ACCOUNT SHOULD THE COMPANY DETERMINE THAT YOU HAVE VIOLATED THESE TERMS OF USE, OR THAT YOU HAVE VIOLATED ANY OTHER RULES OR CONDITIONS OF THE COMPANY. THE COMPANY RESERVES THE RIGHT TO REFUSE ACCESS TO THE SITE AND/OR THE COMPANY’S CONTENT, PRODUCTS AND/OR SERVICES TO ANYONE IN ITS SOLE DISCRETION. THE COMPANY RESERVES THE RIGHT TO DETERMINE, IN ITS SOLE DISCRETION, WHETHER THE COMPANY IS RESPONSIBLE FOR ANY SUCH MALFUNCTION OR DISRUPTION. THE COMPANY MAY, IN ITS SOLE DISCRETION, REFUND THE INITIAL FEE CHARGED FOR ANY USE OF THE SITE AND/OR ANY CONTENT OR A PRO-RATA PORTION THEREOF CONSISTENT WITH THE COMPANY’S REFUND POLICY. THE COMPANY SHALL REFUSE ANY REFUND THIRTY (30) DAYS AFTER YOUR PAYMENT FOR USE OF THE SITE AND/OR ANY CONTENT, EITHER PURSUANT TO THE COMPANY’S CUSTOMER LICENSE AGREEMENT OR OTHERWISE, REGARDLESS OF THE REASON FOR DISRUPTION.

IN NO EVENT SHALL THE COMPANY BE LIABLE FOR ANY SPECIAL, INCIDENTAL, INDIRECT, PUNITIVE, RELIANCE OR CONSEQUENTIAL DAMAGES, WHETHER FORESEEABLE OR NOT, INCLUDING, BUT NOT LIMITED TO, DAMAGE OR LOSS OF PROPERTY, EQUIPMENT, INFORMATION OR DATA, LOSS OF PROFITS, REVENUE OR GOODWILL, COST OF CAPITAL, COST OF REPLACEMENT SERVICES, OR CLAIMS FOR SERVICE INTERRUPTIONS OR TRANSMISSION PROBLEMS, OCCASIONED BY ANY DEFECT IN THE SITE, THE CONTENT, AND/OR RELATED MATERIALS, THE INABILITY TO USE SERVICES PROVIDED HEREUNDER OR ANY OTHER CAUSE WHATSOEVER WITH RESPECT THERETO, REGARDLESS OF THEORY OF LIABILITY. THIS LIMITATION WILL APPLY EVEN IF THE COMPANY HAS BEEN ADVISED OR IS AWARE OF THE POSSIBILITY OF SUCH DAMAGES.

You agree to indemnify and hold the Company and each of its directors, officers employees, and agents, harmless from any and all liabilities, claims, damages and expenses, including reasonable attorney’s fees, arising out of or relating to (i) your breach of this Agreement, (ii) any violation by you of law or the rights of any third party, (iii) any materials, information, works and/or other content of whatever nature or media that you post or share on or through the Site, (iv) your use of the Site or any services that the Company may provide via the Site, and (v) your conduct in connection with the Site or the services or with other users of the Site or the services. The Company reserves the right to assume the exclusive defense of any claim for which we are entitled to indemnification under this Section. In such event, you shall provide the Company with such cooperation as is reasonably requested by the Company.

The provisions of these Terms of Use are for the benefit of the Company, its subsidiaries, affiliates and its third party content providers and licensors, and each shall have the right to assert and enforce such provisions directly or on its own behalf.

This agreement shall be governed by and construed in accordance with the laws of the State of Minnesota, without giving effect to any principles of conflicts of law. You further submit to the exclusive jurisdiction of the state and federal courts sitting in Minneapolis, Minnesota, USA. If any provision of this agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions.

These Terms of Use may be revised from time to time by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current Terms of Use to which you are bound.

Last Updated: February 24, 2024

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